Despite job still arm

Amsterdam – There are more people who work, but still live in poverty. That destiny affects almost five percent of the workers. Municipalities, responsible for poverty reduction, have this group of people is not enough in the picture to tackle the problem.

This is evident from an examination of the Social and Cultural Planning bureau (SCP), which today appears. It emerges that the share of the working poor, such as the SCP them calls, since 1990, increases. According to the latest figures, from 2014, is now 4.6 percent to this category. Figures including the last economic good years are not there yet. But imagine that the number of working poor has declined, is too short-sighted. “The growth of the number of working poor came not only by the crisis,” says Cok Vrooman, one of the researchers involved.

The SCP goes from the ’not-much-but-sufficient criterion’ to someone like arm to consider. That the income needed for unavoidable expenses plus some minimum costs for social activities. For a single person to 1063 euros per month and, for example, a couple with two children on € 2000.

Vrooman explains how it is possible that there is a total of 320.000 Dutch people working beneath the poverty line fall. “People in paid employment are particularly poor because they have too little hours of work. And for freelancers, it is usually because they are too little per hour to earn.”

Awkward group

Municipalities are responsible for the approach of poverty, but have difficulty in the group of working poor. “It is a difficult group to reach,” says Vrooman. “Especially if it involves people who never in the social services into the picture, for example because they are never a benefit to have had. And also not in the picture via other channels, such as the school or the doctor. Often happens to people without children or to be self-employed.”

The municipalities themselves are to designate the difficulty of the toeslagensysteem as an important issue. By working with advances and recoveries affect people with temporary jobs and changing revenue quickly lose the overview over their finances.

Take your expenses under the microscope!

A good pruning in your spending, it is wise to take your fixed expenses under the microscope. Especially now that for the coming year, too, appear to be increasing. The autumn months are very suitable for. “It really is a job for a rainy day”, says a spokesperson of the Consumers. “With a evening of your paper review you can earn hundreds or thousands.” Three tips to your fixed expenses on the shovel to take:

1. Switch for energy

Change is, after all, the credo to save money. But with the energy supplier pays the most, especially if you already years at the same sitting. “If you have never switched, you’re often at very expensive rates,” says the zegsvrouw of the Consumers. “Then you can as 300 to 400 euro savings. But by welkomstkortingen it may also pay to each year.”

2. Car insurance

Who ten years ago new car fully comprehensive insured, will do well to cover again against the light. The car is now a lot less worth, so might be a limited hull insurance is now adequate.

3. Haggling

Change pays off in some cases. But it is also a lot of hassle, especially in internet and tv when you new equipment to be connected. You can also choose a discount arrange with your current supplier. “If you call and say you are thinking of switching, you can nine times out of ten a better offer,” said the spokesman of the Consumers ‘ association.

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